I. THE GROWTH OF HOME EQUITY LENDING Over the past few years, the U.S. consumer finance market has witnessed a striking resurgence in home equity lines of credit (HELOCs) — a form of revolving credit secured by a borrower's home. On average, homeowners now hold approximately $212,000 in tappable equity, with aggregate home equity nationwide estimated at $17.6 trillion. Additionally, according to Intercontinental Exchange (ICE), homeowners took out nearly $25 billion in consumer debt through HELOCs in the first quarter of 2025 — the highest first-quarter total since 2008. When combined with cash-out refinances, total equity withdrawals reached $45 billion during that quarter...
Bradley Arant Boult Cummings LLP
Overview
Bradley is a national law firm with a reputation for skilled legal work, exceptional client service, and impeccable integrity. We provide business clients around the world with a full suite of legal services in dozens of industries and practice areas.
Founded in 1870 in Elyton, Alabama, before moving to Birmingham the following year, Bradley has retained the tradition of southern hospitality even as the law firm has grown into a global force. Our founding partners established the highest standards of value, ethics, and professional excellence in the practice of law - standards that have guided us through to the present day. Respect for our clients, colleagues, and communities and passion for our work are the driving forces behind everything we do. That kind of integrity means that clients can trust us to not only serve their needs, but ensure that the work is completed the right way.
Our 13 offices are located in Alabama, Florida, Mississippi, North Carolina, Tennessee, Texas, and the District of Columbia, giving us an extensive geographic base to represent clients on a regional, national, and international basis. We frequently serve as national coordinating counsel, regional counsel, and statewide counsel for clients in various industries.
Diversity and equality in the workforce are core values at Bradley, allowing us to leverage a wide range of perspectives to help us achieve the results that we expect and our clients demand. We are also committed to giving back to our communities with meaningful pro bono legal services and charitable contributions.
Although we are a large law firm with more than 650 lawyers, our clients still enjoy the personal attention, responsiveness, and deep relationships they would expect from a boutique firm. Our attorneys and staff combine legal experience and knowledge with a sophisticated understanding of industries to work side by side with clients and come up with practical, strategic solutions specifically tailored to their business operations. Bradley lawyers use their talents, judgment, work ethic, and experience to go above and beyond expectations to help our clients meet their goals.
Year this Office was Established: 1870
Lawyers Worldwide: 824
Areas of Practice
Professionals
Partners
J. Mark Adams
Partner
Scott E. Adams
Partner
Hal Albritton
Retired Partner
F. Wendell Allen
Partner
Keith S. Anderson
Partner
Christopher S. Anulewicz
Partner
Jim Archibald
Partner
V. Justin Arpey
Partner
Alexander Ash
Partner
William C. Athanas
Partner
Anne Knox Averitt
Partner
C. Jason Avery
Partner
Marc James Ayers
Partner
James Blake Bailey
Partner
Kay K. Bains
Retired Partner
Nancy Williams Ball
Partner
William C. Barclift
Retired Partner
Anne Baroody
Partner
Paul R. Barsness
Partner
Bryan E. Bates
Partner
Jared C. Batte
Partner
Nancy H. Baughan
Partner
Jay Bender
Partner
Julia Gruenewald Bernstein
Partner
D. Austin Bersinger
Partner
Lee Birchall
Partner
Stanley E. Blackmon
Partner
Paul P. Bolus
Retired Partner
Axel Bolvig
Partner
Lindsey C Boney
Partner
T. Michael Brown
Partner
Jason R. Bushby
Partner
Phil Butler
Retired Partner
Stanley D. Bynum
Retired Partner
Beau Byrd
Partner
Hillary Campbell
Partner
Philip J. Carroll
Retired Partner
David M. Cayce
Retired Partner
Deborah Cazan
Partner
R. Aaron Chastain
Partner
Jennifer Hoover Clark
Partner
Ronald T. Coleman
Partner
Chandler Combest
Partner
Paul Compton
Partner
Allison S. Cook
Partner
Robert M. Couch
Retired Partner
Keith Covington
Partner
William S. "Buddy" Cox
Partner
Stewart M. Cox
Retired Partner
Anna Craft
Partner
Jeff Cunningham
Partner
Ty E. Dedmon
Partner
R. Alan Deer
Retired Partner
Tiffany J. deGruy
Partner
Michael S. Denniston
Partner
L. Susan Doss
Retired Partner
Jeffrey D. Dyess
Partner
Hallman B. Eady
Partner
John H. Elliott
Partner
Danny Feltham
Partner
Scott S. Frederick
Partner
Linda A. Friedman
Retired Partner
Stephanie Friese
Partner
James W. Gewin
Retired Partner
Lee Gilley
Partner
Jake M. Gipson
Partner
N. Chris Glenos
Partner
Glenn E. Glover
Partner
John E. Goodman
Partner
John Mark Goodman
Partner
Ginger Carroll Gray
Partner
Alexis D. Gregorian
Partner
T. Parker Griffin
Partner
Christopher R. Grissom
Partner
Justin P. Gunter
Partner
Timothy K. Halloran
Partner
John W. Hargrove
Partner
Jonathan "Jack" Harrington
Partner
Abigail B. Harris
Retired Partner
Meade Hartfield
Partner
Judd A. Harwood
Partner
Tripp Haston
Partner
K. Wood Herren
Partner
Nathan Hertzog
Partner
Carolyne Jones Hess
Partner
Laura G. Hester
Partner
Charles B. "Trey" Hill
Partner
Rudy Hill
Partner
G. Wayne Hillis
Partner
William L. Hinds
Retired Partner
William L. Hinds
Retired Partner
Matthew A. Hinshaw
Partner
Stephen Hinton
Partner
Leigh Anne Hodge
Retired Partner
William J. Holley
Partner
Emily Stuart Horn
Partner
Daniel L. Huynh
Partner
David G. Hymer
Partner
Andrew Johnson
Partner
Nicole B. Jones
Partner
Amandeep S. Kahlon
Partner
Rod Kanter
Partner
J. Riley Key
Partner
Ashley Klein
Partner
Jonathan R. Kolodziej
Partner
Joel M. Kuehnert
Partner
Harold B. Kushner
Partner
Bradley W. Lard
Partner
Alex B. Leath
Partner
Matthew H. Lembke
Partner
Jack B. Levy
Retired Partner
Allison M. Lewis
Partner
James E. Long
Partner
Robert Maddox
Partner
Michele P. Madison
Partner
Zachary A. Madonia
Partner
Luke D. Martin
Partner
Stuart M. Maxey
Partner
Joseph B. Mays
Retired Partner
Riley McDaniel
Partner
Justin T. McDonald
Partner
Jennifer J. McGahey
Partner
John P. McGehee
Partner
Erin Reeves McGinnis
Partner
Michael D. McKibben
Retired Partner
Kacie McRee
Partner
George D. Medlock
Retired Partner
Carly Miller
Partner
T. Matthew Miller
Partner
Spencer R. Mobley
Partner
Richard H. Monk
Partner
Stephen R. Monk
Partner
Charles Moore
Partner
Jamie L. Moore
Retired Partner
John H. Morrow
Retired Partner
Daniel F. Murphy
Partner
W. Brad Neighbors
Partner
Andrew J. Noble
Partner
Christine R. Norstadt
Partner
D. Brian O'Dell
Partner
Mary O'Kelley
Partner
Thomas L. Oliver
Partner
Stephen A. Opler
Partner
David W. Owen
Partner
Robert F. Parsley
Partner
Jon H. Patterson
Partner
Virginia C. Patterson
Partner
Michael R. Pennington
Retired Partner
Gregory B. Pipes
Partner
James W. Porter
Partner
Joshua B. Portnoy
Partner
Grant A. Premo
Partner
Todd Presnell
Partner
T. Brooks Proctor
Partner
J. David Pugh
Partner
Tara Ravi
Partner
George R. Reinhardt
Partner
J. Thomas Richie
Partner
T. Atkins Roberts
Partner
Brad Robertson
Partner
Ryan P. Robichaux
Partner
Laura Schiele Robinson
Retired Partner
J. Andrew Robison
Partner
E. Mabry Rogers
Retired Partner
Mason Rollins
Partner
Emily M. Ruzic
Partner
Jared C. Searls
Partner
Walter J. Sears
Retired Partner
Anne Marie Seibel
Partner
Jack W. Selden
Partner
J. Christopher Selman
Partner
Eric Setterlund
Partner
Dawn Helms Sharff
Partner
Andrew J. Shaver
Partner
Daniel E. Sineway
Partner
Edward S. Sledge
Partner
Frederic L. Smith
Partner
John I. Spangler
Partner
D. Butler Sparks
Partner
Whitt Steineker
Partner
J. David Stewart
Partner
Charles Stewart
Partner
J. Allen Sullivan
Partner
Donald B. Sweeney
Retired Partner
Paul M. Sykes
Partner
William T. Thistle
Partner
Michael A. Thomason
Partner
Tracy M. Thompson
Partner
Adam J. Thompson
Partner
Alex Thrasher
Partner
Ethan T. Tidmore
Partner
Laurence D. Vinson
Retired Partner
Jason A. Walters
Partner
R. Thomas Warburton
Partner
Henry B. Ward
Partner
Paul S. Ware
Retired Partner
Laura P. Washburn
Retired Partner
James L. Webb
Partner
Sidney S. Welch
Partner
Meade Whitaker
Retired Partner
Benn C. Wilson
Partner
J. Keith Windle
Partner
Doroteya N. Wozniak
Partner
James W. Wright
Partner
Anne R. Yuengert
Partner
Scott Zweigel
PartnerAssociates
Bidushi Adhikari
Associate
Thomas R. Andersen
Associate
Derek M. Andre
Associate
Sarah Atkinson
Associate
Erik J. Badia
Associate
Anna Baker
Associate
Nathan Barlow
Associate
Samuel E. Bartz
Associate
Julianne L. Bayer
Associate
Delaney L. Beier
Associate
Beryl Newchurch Billings
Associate
Charles F. Blanchard
Associate
Cortlin Bond
Associate
O. Cobb Bostick
Associate
Rachel C. Bramblett
Associate
Nicolas E. Briscoe
Associate
Mazie Bryant
Associate
William P. Burgess
Associate
Aaron J. Campbell
Associate
Katherine Carey
Associate
Katelyn Carson
Associate
Nolan S. Clark
Associate
Turner Collins
Associate
C. Reed Cowart
Associate
Britney M. Crawford
Associate
Joe Mack Curry
Associate
John Darby
Associate
Bonnie DeCarlo
Associate
Eliza del Carmen
Associate
Margaret DuBose
Associate
Dmitry Epstein
Associate
Edward Gaal
Associate
J. Graham "Gray" Gilmore
Associate
R. Jannell Granger
Associate
Isabelle E. Hale
Associate
Sydney Noordsy Hall
Associate
Mary Nobles Hancock
Associate
Erin Brown Hollis
Associate
Emily A. Hopper
Associate
Carley Horner
Associate
William Janousek
Associate
Christopher Johnson
Associate
Olia Kaliuzhna
Associate
Caroline Kerr
Associate
Robin-Renee Keys
Associate
Danner Kline
Associate
Mason Kruse
Associate
Weslen T. Lakins
Associate
W. Chadwick Lamar
Associate
Michael E. Lambert
Associate
Hank Lindsley
Associate
Matthew J. Lloyd
Associate
Alex A. Lunka
Associate
Maddie N. Lynn
Associate
Lina Machado Bejarano
Associate
Marlee Tomlinson Martin
Associate
Kristine Martinez
Associate
Jenna R. Mazzella
Associate
Daniel S. McCray
Associate
Megan McDowell
Associate
Michael M. Miaoulis
Associate
Neena K. Molavi
Associate
John Thomas Mostellar
Associate
Ocasha O. Musah
Associate
Sydney Noordsy
Associate
Arabella Okwara
Associate
C. Jackson Parker
Associate
Jack Pease
Associate
Anna Cecile Pepper
Associate
Anna Grace Phillips
Associate
Carson S. Phillips
Associate
Haley Phillips
Associate
Reynolds Pittman
Associate
T. Rainsford Reel
Associate
Kaylee M. Roberts
Associate
Ashley M. Robinson
Associate
Camryn Sandoval
Associate
Rachel Scott
Associate
Joseph A. Shafritz
Associate
Rachel M. Sims
Associate
Timia A. Skelton
Associate
Jared Skinner
Associate
Clytisha G. Smith
Associate
Anne Compton Snell
Associate
Ashton Snow
Associate
Jessica R. Stephan
Associate
Zachary B. Stewart
Associate
Eric J. Stocking
Associate
Brianna Stone
Associate
Ashley E. Strain
Associate
Jonathan Stuart
Associate
L. Brock Trulove
Associate
Charlotte Udipi
Associate
Sarahanne Y. Vaughan
Associate
Macy Walters
Associate
Jake K. Watson
Associate
W. Hunter Webb
Associate
Carmen Weite
Associate
Skylar Williams
Associate
Hilary M. Williamson
Associate
Grant T. Williamson
Associate
Titus R. Willis
Associate
Timothy Willman
Associate
Sydney H. Willmann
Associate
Jonathan D. Wohlwend
Associate
Virginia C. Wright
Associate
Winni Zhang
AssociateOf Counsel
Andrew Bastnagel
Counsel
Rebeccah L. Bower
Counsel
Allen N. Bradley
Counsel
B. Shane Clanton
Counsel
Bruce P. Ely
Counsel
Rico Falsone
Counsel
Zachary LeVasseur
Counsel
David Roth
Partner & General Counsel
Craig Smith
Counsel
Michael F. Walker
Counsel
John D. Watson
Retired Partner & General Counsel Emeritus
Ralph H. Yeilding
CounselOther
Ashlyn Payne Aaron
Attorney
Samuel Adams
Attorney
Janelle E. Alleyne
Senior Attorney
R. Lawrence Ashe
Senior Attorney
David A. Bedgood
Senior Attorney
Eugene J. Benick
Senior Attorney
Joshua O. Blades
Senior Advisor
Gabriella Cole
Senior Attorney
Alex Cueto
Patent Agent
Jonathan DeLuca
Senior Attorney
Brandon Demyan
Senior Attorney
Clinton Freeman
Senior Attorney
Grayson Gause
Attorney
Graham W. Gerhardt
Senior Attorney
Kelley J. Hails
Attorney
Micah B. Hensley
Senior Attorney
Maegan McCollum Kennedy
Senior Attorney
Joshua S. Lewis
Attorney
Walter D. McCorkle
BD & Marketing Technology Manager
Harry Ollinger
Senior Attorney
Alex Patrick
Senior Advisor
Ashlyn E. Payne
Attorney
Douglas Robertson
Senior Attorney
Spencer M. Stephens
Senior Attorney
Dave Stewart
Senior Advisor
Gregory H. Suess
Senior Advisor
Christopher A. Wetzel
Senior Attorney
Ryan P. Wheeler
Senior Attorney
Joe Wilson
Senior Attorney
Julie A. Wood
Senior AttorneyArticles
The King Is Gone (So Are You)
Judge E. Grady Jolly owned a whiskey decanter that looked like Elvis, a reference to the tongue-in-cheek 1989 George Jones hit, “The King is Gone (So Are You).” He proudly displayed this kitschy object on a shelf in his home and delighted in explaining it to guests, many of whom didn’t know the song it referenced. His guests were probably surprised to receive a lesson on country music from this bespectacled federal judge, who owned a closetful of white bucks but no cowboy boots, and shelves of artifacts from his world travels but no other Elvis memorabilia...
Press releases
Robert Maddox Quoted in Bank Director on the Second Trump Administration's Increased Enforcement Focus
Bradley partner Robert Maddox was quoted in Bank Director emphasizing that banks should use the changing regulatory environment as an opportunity to reevaluate and strengthen their BSA/AML programs. “This is an opportunity to sit down and reassess your BSA/AML program overall,” Maddox said. Maddox stressed that leadership must be able to demonstrate the quality of the program. “Every bank will have an established program...
Bradley's Margaret Oertling Cupples Recognized with 2026 Outstanding Community Service Award by Capital Area Bar Association
Bradley proudly announces that partner Margaret Oertling Cupples has been recognized with the 2026 Outstanding Community Service Award by the Capital Area Bar Association (CABA). Ms. Cupples was presented with the award at the CABA’s annual Evening Honoring the Judiciary event held on May 12. The CABA Outstanding Community Service Award is given each year to an individual who has demonstrated a long-standing commitment to serving the local and legal community through pro bono efforts, volunteerism, and civic involvement. Ms...
Blogs
BuildSmart
Significant issues can arise during the three phases of the design and construction process. Effective planning, performance and completion are critical to the success of any construction project. So is informed counsel that addresses a variety of business issues, including mergers and...
Declassified
The Declassified blog offers commentary and insights on the latest class action suits, significant class action opinions, relevant changes to laws and rules, and important class action trends. Declassified covers topics ranging from significant Supreme Court and appellate court decisions regarding...
Financial Services Perspectives
Bradley's Financial Services Litigation and Compliance Team offers the full spectrum of legal services to banks, bank holding companies, mortgage servicers, home mortgage lenders, and other consumer finance companies.
It Pays to Be Covered
Bradley's It Pays to Be Covered Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk...
Labor & Employment Insights
Our Labor and Employment team has extensive experience helping our clients resolve disputes both in and out of the courtroom. We are proud to work with a large and diverse group of local, regional, and national clients in a variety of industries, including healthcare, manufacturing, mining, media,...
Online and On Point
A Resource for Privacy Developments and Cybersecurity Risks in an Era of Evolving Technology
Patent 213
Patent law, like most things in life, is subject to change. Changes to patent laws not only impact investment in your existing IP, but directly shape strategies to protect your freedom to operate. The Patent 213 blog provides up-to-date, insightful analysis of the evolution in the written...
The Law of Order
Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as...